Terms of Service

Last updated: March 23, 2026.

Use of the app

Pondo is provided as a savings habit and progress-tracking tool. Users are responsible for how they use the app and for keeping their device, app installation, and platform account secure.

No financial institution relationship

Pondo is not a bank, lender, brokerage, or financial advisor. The app is intended to help users track their own savings activity and progress toward personal goals.

Subscriptions and billing

Some features may require a paid upgrade such as Pondo Plus. Billing, renewal, cancellation, refunds, and purchase restoration are handled according to the policies of Apple or Google, depending on where the purchase was made.

Acceptable use

• Do not misuse, interfere with, reverse engineer, or attempt unauthorized access to the app or website.
• Do not use Pondo for unlawful purposes.
• Do not rely on Pondo as a substitute for professional financial, legal, or tax advice.

Availability

The app and website may change over time. Features may be updated, improved, limited, or removed as the product evolves.

Limitations of liability

To the maximum extent permitted by law, Pondo is provided on an as-is and as-available basis. Pondo is not liable for indirect, incidental, special, consequential, or punitive damages, or for losses resulting from reliance on app content, interrupted availability, or platform-level billing issues.

Support

Support is available by email at ajalipio1798@gmail.com. Help may include general troubleshooting, purchase restoration guidance, and data deletion request handling.

Contact

For questions about these terms, email ajalipio1798@gmail.com.